Information about the cost of your visit to Emmons and student health insurance.
Learn about waiving Oxy’s Student Health Insurance Plan.
Oxy Student Health Insurance Plan (OSHIP)
Emmons Medical Services is contracted only with the Oxy Student Health Insurance Plan (OSHIP). Students with OSHIP have an Office Visit Copay of $10, which includes the fees for the visit, in-house testing, medications, immunizations, and supplies. More information
Private Insurance
Many students have other forms of private insurance rather than OSHIP. If you waived OSHIP and have another form of private insurance, your coverage for services at Emmons—from the initial visit to lab tests to medications—will differ depending on your plan's coverage for out-of-network care.
If you do not have OSHIP and your private insurance does not cover your visit, you will receive a 50% discount on Medical services from Emmons. We strive to make our Medical Care low-cost for all students. The cost per visit will vary depending on the diagnosis and what our medical providers deem medically necessary during your visit. Most office visits cost between $50 and $120. Follow-up appointments are free of charge. To give you an idea of what services might cost, here are some ranges of what we bill for:
|
Item |
Fee |
|
Office Visit |
$50 |
|
Labs |
Billed to your insurance, some limited cash pay options |
|
In-house Testing |
Varies, $5-25 per test |
|
Medications |
Varies, $2-225, most are < $20. Prescriptions can also be sent to local pharmacies, where you can utilize your insurance. |
|
Immunizations/Injections |
$20-265 |
|
Medical Supplies |
$3-80 |
Example 1:
You have a fever and severe sore throat for 2 days. You come to Emmons and a nurse practitioner assesses you, runs a few tests, and you are diagnosed with strep throat. Your provider prescribes you antibiotics and medication for pain and fever. Your bill may look like this (this is an estimate):
|
Item |
Cost |
|
Office Visit |
$50 |
|
Labs - send out |
Billed to your insurance, TBD by insurance plan |
|
In-house Testing |
Rapid tests: $18 |
|
Medications |
Antibiotics and fever reducer: $14 |
|
Total Cost |
$82 |
Example 2:
You have difficulty and painful urination for 3 days. You come to Emmons and a nurse practitioner assesses you, runs a few tests, and you are diagnosed with a urinary tract infection. Your provider prescribes you antibiotics and medication for pain. Your bill may look like this (this is an estimate):
|
Item |
Cost |
|
Office Visit |
$50 |
|
Labs |
Billed to your insurance, TBD by insurance |
|
In-house Testing |
Rapid tests: $16 |
|
Medications |
Antibiotics+pain meds: $25 (Alternatively, you decide to utilize your insurance and pick these up at a local pharmacy) |
|
Total Cost |
$91 ($66 + pharmacy cost of medication^ |
Waiving the Oxy Health Insurance Plan
All enrolled students must have health insurance through an ACA accredited/approved health insurance plan. For on-campus study, students are required to have insurance that covers primary and specialty care services in Los Angeles County—having only urgent and emergency care coverage does not qualify for a health insurance waiver. A student may opt out of the Oxy Student Health Insurance Plan (OSHIP) by filling out an online waiver and providing proof of active health insurance at www.jcbins.com.
The deadline for applying for a health insurance waiver for the Fall 2024 Semester is Tuesday, August 20, 2024 at 5:00pm. Applications will not be reviewed after this date and time. The health insurance waiver is only accessible electronically, and can be found at www.jcbins.com.
Student Health Insurance Info for the 2024-25 Academic Year
As of August 1, 2023, the OSHIP carrier is Aetna Student Health.
|
Annual cost: $3,241 |
Cost per semester: $1,620.50 |
The student health insurance plan through Aetna Student Health covers primary, urgent, emergent, pharmaceutical and behavioral health care locally, nationally and internationally. There are no breaks in coverage, so students will be covered while on winter and summer breaks.
Aetna Student Health Insurance is a full service PPO plan that works at all Aetna Healthcare providers throughout the United States, and covers primary, urgent, emergent, pharmaceutical and behavioral health care. Providers who do not accept Aetna will accept Aetna Student Health insurance at out-of-network rates. Student health insurance can be utilized anywhere in the US. Internationally, insurance can be used via reimbursement for services. Patients must call the insurance company before they go to the doctor to authorize the visit (if possible), or soon after to make them aware of the visit and the upcoming reimbursement request. Patients must retain all medical documents and receipts for services.